Under the FACT Act amendments to the Fair Credit Reporting Act you are entitled to one free credit file disclosure in a 12 month period. To request this free annual disclosure you may contact the Central Source on-line at Free Credit Report. You can also contact the Central Source to request this free annual disclosure by calling toll free (877) FACTACT or by using the mail request form available at the central source website by clicking the following link Free Credit Report.
The Fair and Accurate Credit Transactions (FACT) Act requires credit bureaus to provide each consumer with one free credit report each year. The new web site provides a convenient method of requesting the report from one or all of the bureaus. Reports can be viewed via the site, or received by telephone or mail. the site provides instructions for all three delivery methods.
Credit bureaus caution that Free Credit Reportis the only site authorized to provide the free credit reports. Consumers should not provide personal information to other companies or sites purporting to provide the free credit reports.