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Regular Savings

A savings plan with Citizens State Bank offers maximum earnings and convenience. Citizens State Bank's Regular Savings accounts are available with a monthly combined statement and a savings register for recordkeeping.

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Christmas Club

Need additional money for the Holidays?

  • Open a Christmas club account for the holiday shopping season.
  • You decide how much and how often you want to save.
  • Interest will be paid and your check will be sent to you in October.

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Direct Deposit

With Direct Deposit, your payroll check, social security or other regular payment is electronically deposited to your Citizens State Bank checking account, money market, or savings account immediately, on schedule, and at no cost to you. It's easy to enjoy the convenience and security of Direct Deposit. Simply provide your employer, social security office or other source with your name, address, social security number, your Citizens State Bank account number and Citizens State Bank routing number (073921190).

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Automatic Funds Transfer

An Automatic transfer may be established to move money form one account to another with a pre-determined amount and frequency. You determine whether you want the transfer to be done weekly, bi-weekly, monthly, quarterly, semi-annually or annually. There is no charge for this transfer.

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